You clock a lot of miles on your motorcycle. Show yourself and your bike the love you both deserve with an insurance policy that keeps up, mile for mile. When you choose Killey Insurance for your motorcycle insurance needs, you get the advice and support of an independent agent who can answer your questions and help you get the most out of your coverage.
Types of Motorcycle Insurance Coverage
There are many different types of motorcycle insurance coverage. Here at Killey Insurance, we can help you sort through your choices and answer any questions you may have about your insurance options. Some of the most common motorcycle insurance coverage types include:
Whether you have a used street bike worth a few thousand dollars or a brand new custom motorcycle valued at $50,000, you need a policy that will protect your ride. Collision insurance helps pay for repair or replacement of your motorcycle when it is damaged or destroyed in an accident.
If you wake up to find your beautiful bike has been knocked over by a fallen power line, your comprehensive insurance can help cover the repairs. This type of coverage is designed to pay for repair or replacement of your bike if it is damaged, lost, or destroyed by an event other than collision. Examples include fire, theft, high winds, and vandalism.
Custom Equipment Coverage
Riding is all about making your bike your own. If you have personalized your motorcycle with custom equipment, it might not be covered under the standard protection in your insurance policy. Adding custom equipment coverage means you will be reimbursed for damages to your after-market custom upgrades.
OEM Parts Endorsement
If you need to have your bike repaired after an accident, this optional endorsement ensures your motorcycle will be fitted with original equipment manufacturer parts whenever possible.
When you set out for a weekend road trip, you plan for the worst but hope for the best. With roadside assistance, you can trust that you will have access to the help you need if you have a flat tire, run out of fuel or happen to need your bike towed. If your policy includes trip interruption coverage, you also have access to emergency lodging and other related expenses if you become stranded more than 100 miles from home.
You take safety seriously, but even the most cautious riders can make a mistake. If you find yourself responsible for causing an accident, your liability insurance can help cover the victim’s medical expenses and property damages, as well as any other losses resulting from the collision.
If you become injured in a motorcycle accident, the last thing you need to worry about is paying your medical bills. This type of coverage helps pay medical expenses for you and injured passengers regardless of who is at fault for the accident.
Uninsured or Underinsured Motorist Protection
Driving without insurance is not only illegal, but it puts other drivers at risk. If you are hit by an uninsured or underinsured motorist, your own policy can be crafted to help cover your injuries.
Motorcycle Insurance Discounts
Request a motorcycle insurance quote from Killey Insurance, and you will quickly see how affordable your coverage can be. We shop for quotes from multiple Wisconsin insurers until we find a policy that fits your needs and budget. Then, we look for every possible discount to ensure you are getting the most comprehensive protection at the most competitive price. Some of the discounts available to motorcycle drivers include:
- Multiple policy discounts
- Multiple vehicle discounts
- Motorcycle safety course discounts
- Safe rider discounts
- Pay-in-full or automatic payment discounts
To find out more about motorcycle insurance or to request your free quote, contact our office today.