Ask anyone who owns an RV, and they will tell you there is nothing like hitting the road in your very own home away from home. Recreational vehicles push the boundaries of exploration, wedging themselves into a hybrid category of transportation and housing that is unlike anything else. With those unique attributes come a broad range of risks. Anything could go wrong at a moment’s notice.
When you live a lifestyle without limits, you deserve an insurance policy with that same level of flexibility you are accustomed to. Here at Killey Insurance, we offer RV, camper, and trailer insurance that keeps you covered throughout the state of Wisconsin and across our great country. Our policies are custom-tailored to meet your needs, mile for mile, just the way you like it.
Types of RV, Camper, and Trailer Insurance
There are many different types of coverage available for recreational vehicles. The type and amount you need will vary according to the kind of recreational unit you have, where you take it, and how often you use it. Examples of common coverage types include:
Accidents can happen – even if you drive the biggest vehicle on the road. You invested a lot into your RV or camper. Don’t lose it all to collision damage. This coverage helps pay for the repair or replacement of your vehicle after an accident.
Collisions are not the only thing that could threaten your motorhome or trailer. If a tree falls during a storm, or some other covered non-collision event results in damage or loss of your RV or camper, comprehensive insurance can help pick up the tab.
If you are at-fault for an accident that results in another person’s financial loss or injury, you could be held legally and financially liable. Your insurance can help cover your legal defense fees, judgments, and any medical expenses you are liable for in a civil lawsuit.
No one should ever leave home without planning for an emergency. If your trip is interrupted due to a sudden mechanical failure, your insurance can help cover the cost of temporary lodging, food, and other emergency expenses.
It costs a lot of money to tow an RV. If you break down on the side of the road, you can have peace of mind knowing you pay little or nothing for roadside assistance.
Imagine losing all of the personal belongings inside your RV if there were fire. Personal belongings protection is coverage for everything that makes your RV or trailer feel like home – from your wardrobe and electronics to your small appliances and more.
Just like at home, you can be held liable for any injuries a third-party sustains while visiting your campsite. Vacation liability helps pay for expenses incurred if your neighbor trips down your front steps and hands you the medical bill.
Why Choose Killey Insurance for Your RV Coverage Needs?
We cover nearly anything, from large motorhomes to fifth-wheel trailers and mounted truck campers. Whatever your style, we can help you identify your risks and find a policy that minimizes your vulnerability to them. Our job is to ask all the right question and match you with the coverage that suits you best. Do you use your trailer for recreational purposes only? We have coverage just for you. Are you living in your motorhome more than 6 months out of the year? We have insurance solutions for you, too. Best of all, we will be there to answer questions and provide helpful guidance before, during, and after the purchase of your RV, camper, or trailer insurance.
For more information about recreational vehicle insurance in the greater Eau Claire area, contact our office today.