Is your deck ready to handle the warmer months? Now that spring has finally arrived here in Wisconsin; it’s time to start thinking about deck care and maintenance for the warmer weather. Inserting a few simple DIY tasks into your to-do list that include outdoor maintenance on your property is always a good idea. One project that is sure to add value to your outdoor space and look great all year long is repairing your deck. However, it’s also important to review your home insurance policy before you start any outdoor project to make sure you have the right level of protection.
3 Simple Spring Deck Maintenance Tips
1. Inspect and Repair
Before you dive into a complete deck overhaul for spring, it’s always a good idea to inspect your current structure and repair any damages you may find. With a general inspection, you can get a closer look at all the features of your deck. Keep an eye out for any areas that may have rot, taking care to inspect underneath the deck if possible. Additionally, make sure that the deck is safely secured and visibly attached to your home. Damaged boards and handrails can pose big safety risks to your family and friends, so be sure that your current home insurance policy protects against personal injury and property damage to avoid paying for liability claims out-of-pocket.
After you’ve identified any areas on the deck that need to be prepared, you’ll need to clean your workspace. Cleaning your deck not only ensures that it looks great but also helps to fight against grime build up and mold. Additionally, cleaning your deck regularly can help to slow rot and deterioration. Start the cleaning process by clearing away debris from between the boards. Sweep off all areas of the deck and use a cleaning solution of your choice to remove dirt and build up. Begin by cleaning the floor first, then move onto the railings. For badly stained wooden decks, a power washer may come in handy.
Now that your deck is clean and free of debris you can choose to seal or leave it as is. Test your deck to see if it should be sealed this year by simply splashing a bit of water onto the floor. If you see the water bead up, it is safe to wait until next spring to seal it. However, if it doesn’t bead up, you should take the time to apply the seal of your choice. As you decide how much work you’ll be putting into your deck this year, keep in mind that most homeowners insurance policies do cover projects that are completed on “other structures” like your decking. If you are unsure what your current policy protects against, now is a great time to review your coverage.
Protect Your Hard Work with Comprehensive Home Insurance Protection
No one wants to put in the time and effort to maintain their deck only to find out that it’s not properly protected under their home insurance policy. Interested in learning more about the benefits of total insurance protection from Killey Insurance? As your trusted independent insurance agent in Eau Claire, I want to make sure you have the right amount of insurance protection to meet your needs and your budget. Visit us online today for more information and be sure to get a free quote.